If there’s one industry that has mastered the art of making you feel like you need to spend a fortune, it’s skincare. One minute, you’re casually scrolling Instagram and the next, you’re convinced that without a $300 serum infused with 24k gold and rare marine algae, your skin will shrivel up and disown you. The truth? Skincare is a mix of science, marketing, and, let’s be real, a little bit of personal indulgence. But not everything needs to cost a small fortune. Some products are worth the investment, while others? Drugstore alternatives will do just fine.
So, what’s worth splurging on, and where can you save without sacrificing your glow? Let’s break it down.
Splurge: Sunscreen—The MVP of Skincare



If there’s one skincare product you should never skimp on, it’s sunscreen. SPF is non-negotiable, and cheap versions often come with chalky textures, poor protection, and a greasy feel that makes you want to skip it altogether. A high-quality sunscreen should offer broad-spectrum protection, feel comfortable on the skin, and layer well under makeup.
Save: Cleanser—It’s Literally Down the Drain




Spending a lot of money on a cleanser that sits on your face for 30 seconds before being washed away? Not the best financial move. Drugstore cleansers can get the job done just as well as their luxury counterparts. As long as it effectively removes dirt, oil, and makeup without stripping your skin, it’s a winner.
That said, if you wear heavy makeup, investing in a good oil or balm cleanser is wise—but you don’t need to spend a fortune.
Splurge: Serums—Where the Magic Happens




Serums are where skincare gets serious. These highly concentrated formulations are packed with active ingredients that penetrate deep into the skin, making them worth a little extra cash.
Vitamin C Serums: The cheap ones often oxidise too fast or don’t contain the right stabilisers.
Retinol: A good retinol is worth the investment since it’s one of the few ingredients scientifically proven to reduce wrinkles and improve skin texture.
Hyaluronic Acid: You can save on this one. Budget-friendly options do the job without the luxury markup.
Save: Moisturisers—Function Over Fancy Packaging


A moisturiser’s job is to lock in hydration and strengthen your skin barrier—not revolutionise your face overnight. Many high-end moisturisers contain the same core ingredients as affordable options but come wrapped in sleek packaging and luxurious marketing.
However, if you’re looking for anti-ageing properties, a moisturiser with peptides or ceramides may be worth the splurge.
Splurge: Chemical Exfoliants—Because Your Skin Deserves the Best

If you’re using AHA/BHA exfoliants (like glycolic, lactic, or salicylic acid), quality matters. Poorly formulated exfoliants can cause irritation, disrupt your skin barrier, and lead to breakouts.
Save: Face Masks—A Fun Extra, Not a Necessity


Face masks are nice to have, but they’re not a core part of your skincare routine. You can absolutely enjoy K-beauty sheet masks for a couple of dollars or whip up a DIY mask at home. Spending top naira on a single-use mask? Unnecessary. If you really want a luxury face mask, look for one that offers long-term benefits—but otherwise, save your coins.
Splurge: Eye Cream—If You Have Specific Concerns

Eye creams are tricky because many of them are glorified moisturisers in tiny jars. However, if you struggle with dark circles, puffiness, or fine lines, a high-quality eye cream with caffeine, peptides, or retinol can be beneficial. If you just need basic hydration, use your regular moisturiser and call it a day—no splurge needed.
Save: Micellar Water—Simple, But Effective
If you love micellar water for makeup removal, the good news is that affordable brands are just as effective as luxury versions. No need to overspend here!

